Buyers will need to provide Davis Title Company, LLC with the following items at or prior to the closing:

Proof of Insurance - The lender requires that you obtain homeowners insurance as a condition of loan approval. Contact the insurance agent of your choice to obtain coverage. Please have your agent fax us a copy of the insurance binder. This information is essential for us to prepare the final closing documents.

Cashier’s Check - Payment in the form of a cashier’s check is required for additional down payment or closing costs in excess of $1000.00.

Identification - At closing, you will be asked for a copy of your Driver’s License, or some other valid government-issued identification that includes your picture and signature (required under the Patriot Act).

Contractual Obligations - The sales contract should contain all agreements between the Buyer and Seller and must be signed. Any changes must be initialed by both parties. Davis Title Company, LLC will conduct your closing according to the terms and conditions

specified in your sales contract. If you have any questions regarding the terms of your contract, please consult with your real estate agent or attorney prior to closing.

Power of Attorney - If you, or anyone that is part of your transaction, will not be available to attend the closing, you must notify your lender and Davis Title Company, LLC as soon as possible. The absent person will need to appoint a replacement and execute a "Specific Power of Attorney". Common appointees are spouses, relatives, your real estate agent, or an attorney.

Divorce, Bankruptcy, or Other Court Proceedings - If you or anyone that is part of your transaction is in the process of bankruptcy, divorce or any other court proceedings, you must notify your lender and Davis Title Company, LLC as soon as possible. These issues could take time to resolve and need to be handled prior to closing.

If you have any questions or would like to schedule a consultation please contact us today.

Buyer’s Checklist