Sellers will need to provide Davis Title Company, LLC with the following items at or prior to the closing:

Seller’s Checklist

Mortgage Payoff Information - At closing you will be required to payoff any and all existing liens against the property. You will need to provide Davis Title Company, LLC with the names, account numbers, and phone numbers of all current mortgage holders. It is necessary to supply this information as soon as possible, as it can take several business days or longer to obtain payoff amounts. At times, you may be required to provide written authorization for the payoff. We will contact you if this is necessary.

Condominium Associations (If Applicable) - If you are selling a townhome or condominium, we will ask you to provide the contact information for the management company that operates the association.

Cashier’s Check - Payment in the form of a cashier’s check is required if you are bringing money to the closing in excess of $1000.00.

Identification - At closing, you will be asked for a copy of your Driver’s License, or some other form of valid government-issued identification that includes your picture and signature (Required under the Patriot Act).

Divorce, Bankruptcy, or Other Court Proceedings - If you or anyone that is part of your transaction is in the process of bankruptcy, divorce, or any other court proceedings, you must notify your lender and Davis Title Company, LLC as soon as possible. These issues could take time to resolve and need to be handled prior to closing.

One to Buy-Two to Sell - If you are the sole owner of the subject property but are married, your spouse will be required to sign the Warranty Deed. This will convey any rights they may have  in the property. Your spouse will also need to provide a copy of their Driver’s License, or some other valid government-issued identification which includes their picture and signature.

Estate Sales - If any of the property owners are deceased, a Will and/or a Certified Copy of the Death Certificate will be required. If there is not a Will, an Affidavit of Heirship will be required to attest that the named sellers are the only heirs of the deceased.

If any of the property owners are minors, court approval will be necessary. These issues could take time to resolve and need to be handled prior to closing.

If you have any questions or would like to schedule a consultation please contact us today.